Who We Are

Meet Your Money Management Team

Virtual Money Coach has been helping professionals across Canada form better relationships with their money since 1999. With weekly calls and ongoing support, we expertly educate and empower clients, and serve as an accountability partner.

Systematically transforming money-related behaviors and habits, we help clients gain financial success, improving lives in every aspect. Virtual Money Coach is based in Moncton, NB, and is a division of Virtual Bookkeeping Inc.

VMC Founder Monica Ross


Monica Ross

Founder and President, Monica Ross is highly skilled and experienced with budgeting, bookkeeping and accounting practices and tools. As a single mom and entrepreneur, she’s passionate about making a positive impact in people’s lives.

Director of Sales and Marketing

Shane Ho

Shane Ho came to us with 20+ years in customer relationship building in a variety of industries, including insurance sales for TD Canada Trust. He has been supporting us with budgeting clients and other administrative activities behind the scenes for over 12 years. He’s now taking on a larger role in sales and marketing, and will be the face and voice of our marketing efforts.

Budgeting Manager

Teresa Klotz

Teresa is our liaison for our personal and business budget clientele. Her experience as a bookkeeper and strong background in accounts receivables/collections ensures that preparation of weekly budgets are maintained to meet our clients’ objectives. Having served many years in customer service, her interpersonal skills help provide guidance and support, maximizing the success of each of our clients using this service.

Clients Reviews


"What would I do without Monica?! Do not hesitate to try a new and much more stress-free way of managing your money. Avoid disagreements with your spouse, pay off necessary debt much faster, and be positively accountable to the warm, helpful and highly knowledgeable voice on the other end. You won't regret it."
- E. Kim

Start building a positive, stress-free financial life. Request a free consultation.