Streamline Your Cash Flow: Your Ideal Budgeting Guide

Take charge of your financial freedom, whether it’s for your individual needs or your entrepreneurial pursuits.

Our workbooks offer clear, actionable insights to elevate your budgeting practice.

Choose the guide that aligns with your financial goals and start reshaping your economic landscape today.

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Discover Our Personal Budgeting Workbook

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Discover Our Solopreneur Budgeting Workbook

Virtual Money Coach helps you form a better relationship with money so you can achieve your financial goals and live a more prosperous life.

How It Works

We provide a proven program to effectively
manage your finances with weekly calls and
ongoing email support.

About Us

Based in Moncton, NB, we’ve been expertly
educating and empowering clients since 1999.

Our Client

Testimonials
Janae and Gary Kahn
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Monica is simply AMAZING! Where she has gotten my husband and I in 1 year is unbelievable. If you had told me a year ago that with Monica my husband and I would be out of credit card debt, buying things with cash, and not living off of credit cards for big expenses I would have said, "Are you crazy?" In a span of 1 year she has helped us get out of $25,000 of credit card debt and almost paid off a car. We now have savings! And when various unexpected expenses have come up she has shown us how to pay for them. She has changed each of our relationships with money.

Perhaps, most of all, Monica has helped our marriage immeasurably. We no longer fight about money because we both know what we need to do and Monica guides us expertly through all of it. She is kind, compassionate yet steady on keeping us on our goals-moving forward.

Thank you Monica!!!
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Start building a positive, stress-free financial life.

Request a free consultation.